Retail Banking, Payment Services & Credit Markets

  • Collective Investment Schemes

    Unregulated Schemes

    PERG

    COBS - Financial Promotion Rules

  • Consumer Credit

    All Credit-Related Activities, including (RAO, art. 36H) P2P platforms

    CONC

    PRIN, GEN & SYSC

    CASS 11

    DISP

  • Crowd Funding

    Investment-based, loan-based, donation-based and pre-payment-based crowdfunding

    FCA 2019/69

    FCA 2014/13

    SYSC, COBS, IPRU(INV), CASS & SUP

    NRR Securities

  • Investment Business & Services

    MiFID & equivalent third country an optional exemption business

    Non-MiFID designated investment business

    Non-MiFID, non-insurance-based investment business

    COBS, FCG, FCTR & JMLSG

    IPRU-INV & MIFID-PRU

    CASS

    RCB

    PROD & M2G

    NMPI investments

    Packaged Products, RR Securities, & Speculative illiquid securities

    Other Specified Investments including shares, debt instruments, units, options, futures and CFDs.

  • Regulated Mortgage Business

    FCA High Level Standards

    MCOB

    CASS

    PERG

    SUP (Notification & Reporting Requirements)

    DISP & COMP

    RPPD

    CONC 1.2.8R/MCD

    MIPRU

  • Retail Banking

    PRIN, SYSC, COND, COCON, FIT, TC & GEN

    BCOBS, CASS, ESG,

    FCG, FCTR, JMLSG

    RPPD & UNFCOG

    SUP (SMCR & Notifications)

    DISP & COMP

    Depositor Protection & Dormant Account Scheme

    Internal Capital Adequacy & Liquidity

    Regulatory Reporting

    Operational Continuity and Outsourcing

    Change in Control and Close Links

  • Payment Services, E-money, Electronic Media, & E-Commerce

    PSRs 2017

    EMRs 2011

    PARs 2015

    NIS Regulations

    MLTFTF (Information on Payer) Regulations

    PERG

    PRIN, BCOBS

    SEPA

    UTCCRS, CRA, CPRS

    EBA Guidelines

    API Guidelines

    EMI Guidelines

    Initial Capital & Capital Resources

    Close Links

    Safeguarding

    Reporting and Notifications

    Operational & Security Risks

    CASS